05/01/2025
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08:31
CSTMedicare Advantage continues to become increasingly popular among millions of Americans across the United States, but how do you know which is the right program for you? And what are the changes for 2025?Medicare Advantage covers hospital and medical insurance (Part A and B) but also expands to include prescription drugs, extra coverage for some chronic conditions and other services relating to dental, vision and hearing issues.It is often picked up those who are 65+ and nearing the age of retirement, making it beneficial as the body begins to experience issues relating to the heart, brain and senses such vision and hearing.The average cost of Medicare Advantage (Plan C) worked out in 2024 at $13.24-per-month for a premium, whilst the national plans cost $18-per-month. Prescription drug coverage was worth $28. It’s expected the average monthly premium in 2025 will be $17.But Medicare Advantage will be slightly different in 2025 through the introduction of a $2000 cap on out-of-pocket costs for prescription drugs, whilst some programs are also looking to cut offered schemes and reduce others.That could impact the 32.8 million people who signed up to Medicare Advantage in 2024. It’s important to check with your local provider to ensure you know exactly what you are getting and to make any necessary adjustments.Choosing the right plan can be important to make sure you’re adequately covered for your needs and potential needs throughout the next 12 months of the year, and you are give a one-month grace period to change your mind. With that said, here are some recommended Medicare Advantage plans for 2025 that are on the market.Given a 3.93 out of 5.0 by the Centers for Medicare and Medicaid Services (CMS), UnitedHealthcare’s offer is widely available across the USA and it is, in fact, the largest provider network.Members report the program is average across the board, but the flexibility is a good deal if you are regularly on the move and could be hit by illness at a moment’s notice. You would be covered in all 49 states plus Washington D.C.Offering dental care and used by over a million members, the 3.39/5.0 satisfaction rating can be trusted through the sheer volume of users. The main set back is the program can be expensive for special needs plans. Aetna ranks higher than UnitedHealthcare according to the CMS, scoring a 4.27/5.0 and that is backed up by customer satisfaction, who score it at 3.99/5.0 which is above average. However, that can change depending at regional level so check your local score.Aetna is praised for its high plan ratings and its wide coverage across the United States, offered in 44 states plus Washington D.C. It also offers MinuteClinic at a cheaper cost than competitors and provides benefits for dental, vision and hearing care.The company, however, did reduce and remove some benefits and plans from two states which can damage trust in the group.Cigna scores a 3.93/5.0 from the CMS, with a customer satis
Mer. Gen 8th, 2025
