Personal Financevadimgouida from Getty Images Pro and ansonsaw from Getty Images SignatureMarc GubertiThis post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive
compensation for actions taken through them.Many retirees follow a 4% withdrawal rule. Essentially, they withdraw 4% of their portfolio each year to cover expenses and hope that the portfolio appreciates by more than 4% in the same year.There’s an alternative for investors who don’t want to withdraw from their portfolios. Income-generating ETFs come with high yields, some of them above 4.00%. Some investors can live off their dividends instead of selling shares in their portfolios. However, high yields come with lower potential returns, so they’re more suitable for retirees.These are some of the top high-yield income-generating ETFs to consider if you want to boost your monthly cash flow.
These income-generating ETFs offer low volatility and high cash flow.
Risk-averse investors may be drawn to these ETFs more than growth investors.
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Schwab U.S. Dividend Equity ETF (SCHD)Teerachai Jampanak / Shutterstock.comThe Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) has a 0.06% expense ratio and a 3.64% yield over the past 12 months. The fund focuses on dividend stocks that offer quality payouts and have sustainable dividend distributions.The fund allocates its $66.0 billion in total assets across 103 stocks. Pfizer, Abbvie, and Cisco are the top three holdings in the fund. SCHD has delivered an annualized 11.0% return over the past five years. SPDR Portfolio S&P 500 High Dividend ETF (SPYD)The SPDR Portfolio S&P 500 High Dividend ETF (NYSEARCA:SPYD) gives investors exposure to the top 80 high dividend-yielding companies within the S&P 500 index. The fund has a 0.07% expense ratio and a trailing 12-month yield of 4.31%. That’s a high enough yield to replicate the 4% rule without having to sell a single share. Its top three holdings are Kellanova, Entergy, and Kinder Morgan. The ETF has an annualized 6.8% return over the past five years.JPMorgan Equity Premium Income ETF (JEPI)Worranan Junhom / Shutterstock.comThe JPMorgan Equity Premium Income ETF (NYSEARCA:JEPI) is one of the most well-known income-generating ETFs due to its 7.33% yield over the past 12 months. The fund has a 0.35% expense ratio and $37.3 billion in total assets.JEPI’s goal is to deliver monthly income distributions with less volatility. The fund incorporates defensive assets and writes out-of-the-money S&P 500 index call options to generate monthly income. The fund’s top three positions a