​Prime Visa vs. Wells Fargo Attune: Which cash-back credit card is right for you? 

The Prime Visa and Wells Fargo Attune℠ World Elite Mastercard® are strong cash-back credit cards for Amazon purchases and beyond. However, the benefits and purchases that are the most rewarding for each card differ, making it important to choose the one that best aligns with your spending habits.If you’re struggling to decide between these cards, CNBC Select breaks down everything you need to know about their benefits, rewards, welcome bonuses and more.Learn MoreInformation about the Wells Fargo Attune℠ World Elite Mastercard® has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.Earn 4% cash rewards on fitness and wellness; 4% cash rewards on select sports, recreation, and entertainment (including live shows and sporting events); 4% cash rewards on gardening and floral stores, as well as pet supplies, boarding and grooming; 4% cash rewards on public transit, EV charging stations, and select thrift stores. Plus earn 1% cash rewards on other purchasesEarn $100 in cash rewards when you spend $500 in qualifying purchases during the first 3 months after account opening.0% on purchases for the first 12 months after account opening19.49%, 24.49%, or 29.49% variable based on your creditworthinessIntroductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5.3% of each transaction converted to U.S. dollarsExcellent/GoodTerms applyView MorePrime Visa vs Wells Fargo AttuneAnnual feeWelcome bonusRewardsRedemption optionsBenefitsWhich should you get?FAQsAnnual feeThe Prime Visa and Wells Fargo Attune℠ World Elite Mastercard® come with a $0 annual fee. However, the Prime Visa requires an Amazon Prime membership which costs $14.99 a month or $139 a year (cheaper plans are available for young adults, students and qualified government assistance recipients).You may have, or want, a Prime membership to take advantage of the free shipping, Prime Video or other features. However, if you wouldn’t otherwise pay for Prime, the membership fee can offset a big chunk of your credit card rewards. It would take $2,780 in purchases that earn 5% cash back (Amazon, Whole Foods, Chase Travel, etc.) to recoup a $139 Prime membership annual fee.Winner: Wells Fargo AttuneWelcome bonusThe Prime Visa offers a $100 Amazon gift card instantly when you’re approved for the card. The Wells Fargo Attune℠ World Elite Mastercard® provides a $100 cash rewards bonus after you spend $500 in purchases in the first three months.An Amazon gift card is a more restrictive bonus than cash rewards. However, you can buy almost anything on Amazon, and the Prime Visa card’s welcome bonus is easier to earn because there’s no spending requirement.Winner: Prime VisaRewardsThe Prime Visa and Wells Fargo Attune℠ World Elite Mastercard® are cash-back credit cards. This makes the cards