TechRadar Verdict
Pocketsmith is a very powerful personal finance package that can help with every facet of your money issues. However, the power comes at a price and although there’s a free version, the best experience is had via one of the three paid-for tiers. Used in a desktop environment, these versions offer an incredible array of features and functions.
Pros
+Works on a variety of platforms
+Connects to a wealth of banks
+Easy to use and quick too
Cons
-Expensive even at base level
-Complex pricing tiers don’t help
-A lot of information to take in
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The world of personal finance has lots of options when it comes to managing your money. Pocketsmith is a budgeting app that helps you do just that, but it’s also great for helping to plan for the future with a suite of features and functions that take the pain out of personal finance planning. This is an app with a strong desktop focus with versions for MacOS, Windows and Linux too, but there’s also the option to use it via the app, which is available for iOS and Android. Another appealing aspect of Pocketsmith is that the folks behind it have made moving from another app, like the much-missed Mint, for example, very easy indeed. Want to try Pocketsmith? Check out the website herePocketsmith lets users move their accounts, transactions and associated categories across and into the Pocketsmith domain with very little effort. As you’d expect from any decent financial app, there’s also bank-level 2FA security plus the option for customising the software to suit your own personal needs.Pocketsmith comes in desktop and app editions plus there’s a UK specific edition outside of the US. (Image credit: Pocketsmith)Pocketsmith: PricingThere are currently three different options when it comes to using Pocketsmith, aside from a free version that is minimalist to say the least. Things kick off with the Foundation package, which costs $119.95 a year or $14.95 a month. This is followed by Flourish, which is $199.95 annually or $24.95 per month. Top of the pile is the Fortune package, which costs a sizable $319.95 a year or, alternatively, $39.95 per month. Paying more means Pocketsmith becomes more potent and allows access to more connected banks. A UK edition is also available, with pricing to suit as shown in the image above.Pocketsmith works well as a desktop package but there are app editions too. (Image credit: Pocketsmith)Pocketsmith: FeaturesPocketsmith comes fully featured, with a host of tools that not only help track expenses but let users keep tabs on their overall spending, plan for the future and also get on top of any outstanding debts. When it comes to monitoring accounts and related transactions there are a wealth of tools at your disposal. Pocketsmith makes it easy to connect to live bank feeds and this