No matter what part of fintech you work in, there are several strategic moves you can make to help boost your income in 2025.UpskillingClick on the image to see all the vacancies on the FinTech Futures Jobs portalDemands in fintech are constantly changing, but what’s consistently required is expertise in trending areas such as blockchain, cryptocurrency, AI, and regulatory technology.When it comes to emerging areas, look to decentralised finance (DeFi), embedded finance, GenAI, and open banking, as there’s an opportunity to position yourself as an early specialist here.And with regulations and laws constantly changing, compliance is more important than ever.Organisations are prepared to pay top dollar for professionals who are knowledgeable in all of these fields.Five UK jobs to explore:Product Implementation Manager, ClearCourse, London
Finance Manager, TRACE, London
Cryptography Analyst, Barclays Bank PLC, Knutsford
Chief Financial Officer – 12 Month FTC, StepChange Debt Charity, United Kingdom (£125,000 – £150,000)
Senior DevOps Engineer (WebOps & Cloud Application Support), Companies House, Cardiff
Focus on certificationsWhile looking into upskilling, keep a close eye on certifications. Consider AWS Financial Services competency or Google Cloud’s financial services solutions, and look for certifications in risk management, compliance frameworks like SOC 2, and payment card industry standards.Possessing a respected certification can help you command higher compensation.Start consultingIf your employment contract allows, start a consulting practice on the side. Focus on specific niches where you have demonstrated expertise, such as regulatory compliance, digital banking transformation, or cybersecurity in financial services. By charging a healthy per-hour rate, you can boost your income quickly with very little upfront investment.Target early-stage fintech start-ups (if your non-compete clause allows) as these can lead to advisory positions with equity compensation. If these start-ups hit the big time, you could receive substantial returns –– a longer game perhaps, but not to be overlooked.Prep for your performance reviewWhenever your review is due this year, be sure to be well-prepped in advance to negotiate your salary. Start by understanding your market value.Look at the FinTech Futures Job Board to see what similar roles are offering in compensation, and cross check this with sites like Glassdoor, Levels.fyi and Payscale.And if there’s a colleague (or colleagues) you feel comfortable asking, enquire about compensation within the organisation itself.Though the gender pay gap has been gradually closing over the past ten years in the UK, it still exists. Among full-time workers, as of April 2024, it was standing at 7%, down from 7.5% in 2023.Additionally, consider the ethnicity wage gap. According to analysis from the Annual Population Survey, from 2012 to 2022, UK-born White employees earned more on average than most eth