When it comes to mastering your money, budgeting is essential. And it doesn’t have to be hard. There are tons of budgeting apps that can help you make sense of your spending, find ways to save and do the tedious number-tracking work for you.Which app should you use? You have lots of options to choose from, so we’ve narrowed down the top budgeting apps worth considering.Best budgeting apps Rocket Money Free; $6-$12/month (Premium) (7-day free trial)Best overall9.4YNAB $15/month or $109/year (34-day free trial)Diving into the details8.9PocketGuard Free; $13/month, $75/year (Plus)Debt pay-off planning8.8EveryDollar Free; $18/month, $80/year (Premium) (14-day free trial)Zero-based budgeting8.5Goodbudget Free; $10/month or $80/year (Plus)Envelope budgeting8.1Quicken Simplifi $6/month *$3/month promo through Jan. 31, 2025Overall snapshot of your finances7 Data accurate as of Jan. 24, 2025What happened to Mint?What to look for in a budgeting app Which budgeting app is best for you depends on your needs and preferences, but in general, look for an app that:Is easy to useProvides a variety of tools and featuresLinks to your existing accountsIs affordableOffers a free trialHas good customer reviewsWhat is a budgeting app?Budgeting apps provide a way to keep track of your income and spending in one place. Most budgeting apps connect to your bank and track your spending, bills, due dates and other key information to help you stay on top of your finances. The best budgeting apps also have features that help you establish savings goals and monitor other aspects of your financial life, such as your credit score or net worth. How do budgeting apps work?A budgeting app is a software program that helps you track your expenses, income and spending and draft a budget from the convenience of your mobile device, tablet or computer. Most budgeting apps sync to your bank accounts so you can automatically monitor your activity in one place. The best budgeting apps also provide snapshots of your financial history, help you make savings projections and assist with other goals, such as paying off debt. Is a budgeting app worth it?Budgeting is one of the best ways to get a handle on your finances, and a budgeting app can help make it easier. But it’s ultimately up to you to make the appropriate changes to improve your finances. A budgeting app can’t hold you accountable at the end of the day, but it can help you stay organized and make a long-term plan. Is it better to pay for a budgeting app or use a free app?If you can find the features you need in a free app, start there, especially if you’re trying to save money. There’s no need to add an additional expense if a free app provides the services you need. If you need more than a free app can provide, start with a trial plan to a paid app so you can get a feel for the app before committing.What are the alternatives to budgeting apps?Google Docs provides free monthly budget templates that are handy if you’re interested i
Mer. Gen 29th, 2025
