January is a great time to rethink your budget, invest in your HSA, or even try to conquer the fear you feel every time you look at your bank statement. Personal finance podcasts are one tool to help you get there.These ten shows offer a mix of deep dives, diverse interviews, quick and applicable tips, and breakdowns of financial news that will help you make changes in your life and make sense of everything from personal banking, to Wall Street, to bitcoin. The best part? They’re all free. Look at you, saving money already!Money For CouplesCredit: Podcast logoOn Money for Couples (formerly known as I Will Teach You To Be Rich) Ramit Sethi interviews couples about their finances down to the penny, but going beyond the figures to get to the heart of who they are and help them understand their different spending and saving habits. He’s a little like Ester Perele, but for personal finance instead of relationships. Ramit applies tough love to help couples solve their money problems and also think about the emotional reasons we struggle with money in relationships in the first place. All the HacksCredit: Podcast logoHosted by Chris Hutchins, All the Hacks is your guide to living a more robust life—topics cover everything from the science of nutrition, to living with intentionality, to busting parenting myths. Chris is obsessed with optimization in all areas, but the money episodes are some of his best—straightforward and potentially sanity saving. Chris and his guests get specific on topics like the gold market, saving for retirement, the cost of college, and turning everyday deals into a reliable income stream. It’s so specific that you can tell Chris really wants to help listeners grasp what he knows, which is a lot. (He was the head of new product strategy at Wealthfront after they acquired his company, Grove; he was also an investor at Google Ventures and co-founded Milk, which was later acquired by Google.) Pro tip: Don’t skip the travel stuff—Chris is a points arteest, and will teach you how to redeem your miles for maximum value and completely change how you book your next trip. Everyone’s Talkin’ MoneyCredit: Podcast logoI love Shannah Game, host of Everyone’s Talkin’ Money, because she feels like someone I could be friends with, and her podcast feels like a safe place to talk about something that can feel scary. She tires to get to the root of our money issues, with episodes focusing on how emotion and psychology shape our financial decisions, looking at our financial DNA, and confronting the fear we have when we check our bank statements. She also speaks to listeners with the understanding that none of us is perfect, and her advice takes that into consideration. It’s a great show to start with if you’re interested in tackling your financial fears this year. The IndicatorCredit: Podcast logoEvery weekday, Planet Money brings you The Indicator, a 10-minute show zooming in on the finances behind work, business, the econ